A friendlier first step for people dealing with debt.

Money worries can be isolating. Many people put off looking for help because they don't know where to start, or worry about being judged. Money Surgeon was created to make that first step simpler.

What we do

We provide clear, plain-English information about common UK debt solutions, and a short online assessment. If you want us to, we can introduce you to an independent third-party provider who may be able to discuss your options.

What we are not

• We are not a lender, debt adviser, Insolvency Practitioner or debt charity.
• We are not affiliated with the government.
• We do not provide regulated debt advice or recommend specific solutions.

How we're paid

Our service is free to you. We may receive a fee from providers when we introduce an enquiry to them. Full details are in our Advertising Disclosure.

Free advice is always an option

You never have to use a commercial service. Free, impartial debt advice is available from organisations such as MoneyHelper, StepChange, National Debtline and Citizens Advice.