Legal

Cookie Policy

Last updated: draft — awaiting professional review.

Draft for professional review. This page has not yet been reviewed by a legal or compliance professional and must not be relied upon until it has.

What cookies are

Cookies and similar technologies are small files stored on your device. We ask for your permission before setting any that aren't strictly necessary.

Cookies we use

Strictly necessary — remember your cookie choices and keep the assessment working. Always on.
Analytics (e.g. Google Analytics 4) — help us understand how the site is used. Only with consent.
Advertising (e.g. Meta Pixel, Google Ads) — measure the effectiveness of our ads. Only with consent.

We never send your personal details or information about your debts to analytics or advertising platforms.

[Full cookie table with names, providers and durations to be added once tags are configured.]

Changing your choices

You can change your preferences at any time using the button below or the "Cookie settings" link in the footer. No analytics or advertising tags are currently installed on this site.