Legal

Privacy Policy

Last updated: draft — awaiting professional review.

Draft for professional review. This page has not yet been reviewed by a legal or compliance professional and must not be relied upon until it has.

Who we are

Money Surgeon is operated by [operator legal name, registered address and Companies House number to be confirmed], the data controller for information collected on this website. ICO registration number: [to be confirmed].

What we collect

Assessment answers: approximate debt amount, debt types, employment status, budget response, UK nation and postcode.
Contact details: name, email address and mobile number.
Consent records: the wording you agreed to, its version, and the date and time.
Technical data: a hashed IP address (for spam prevention), browser type and campaign parameters (e.g. UTM tags).

Information about your finances can be sensitive. We only collect what is needed to handle your enquiry.

How we use it and our lawful bases

To handle your enquiry and introduce you to named providers — consent.
To send optional marketing — consent (PECR), which you can withdraw at any time.
To prevent fraud and spam and keep records of consent — legitimate interests and legal obligation.

Who we share it with

Only with the third-party organisations named on the assessment form at the time you submit it, and only with your permission. [List of named partners to be inserted.] We also use service providers (e.g. hosting) who process data on our behalf under contract.

How long we keep it

[Retention period to be confirmed]. After this period your information is deleted or anonymised.

Your rights

You have the right to access, correct, delete or restrict use of your data, to object to processing, to data portability, and to withdraw consent at any time. To exercise these rights, contact us via the Contact page. You can also complain to the Information Commissioner's Office (ico.org.uk).

Cookies

See our Cookie Policy.